Employee Benefits & Insurance Tips & Info

Employee Benefits & Insurance Tips & Info

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Employee Benefits & Insurance Tips & Info

Home  ›  Blog

Our blog covers topics Phoenix business owners face when choosing employee benefits, managing core benefits, and exploring ancillary benefits or voluntary benefits that fit their teams. Our articles share tips and information on services, technology, and additional benefits based on what we see working across industries. Ready to build a better benefits plan? Call 480-535-5029 or schedule a consultation.

  • Choosing Between an HSA and FSA for Your Phoenix Employees

    September 2, 2026

    Choosing Between an HSA and FSA for Your Phoenix Employees

    Most Phoenix employers think health accounts are all the same. Put in pre-tax dollars, pull them out for doctor visits, done. But the IRS — and your employees — see more than that. HSAs and FSAs might both cut tax bills, but they work differently, roll over differently, and matter differently depending on who's using them ...

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  • How Do Self-Funded Health Plans Work for Phoenix Businesses?

    August 19, 2026

    How Do Self-Funded Health Plans Work for Phoenix Businesses?

    Most Phoenix business owners think health insurance is just about cutting a check every month. Pick a plan, pay the premium, forget about it. But when you're the one footing the bill for every claim, every procedure, every pharmacy visit — the entire game changes. Self-funding puts you in the driver's seat. It also means ...

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  • When Should Phoenix Employers Review Their Employee Benefits Package?

    August 5, 2026

    When Should Phoenix Employers Review Their Employee Benefits Package?

    Employee benefits are more than just another business expense. A well-designed benefits package helps Arizona employers attract qualified employees, improve retention, and stay competitive in today's hiring market. However, employee benefits shouldn't be treated as something you choose once and leave unchanged. Healthcare costs, workforce needs, and federal and Arizona regulations continue to evolve, making ...

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  • How Alternative Funded Health Plans Help Phoenix Companies Control Costs

    July 22, 2026

    How Alternative Funded Health Plans Help Phoenix Companies Control Costs

    Phoenix companies know healthcare isn't getting cheaper. Traditional insurance plans show up every year with higher premiums, zero explanation, and the same take-it-or-leave-it approach. You pay what they tell you to pay, and if your team stays healthy? Too bad. That money's gone. But alternative funded health plans flip the script — and if you'...

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Mur-Zac delivers strategic employee benefits solutions for small businesses (under 100 employees) across the Phoenix market. We specialize in the small group segment, designing medical, dental, and vision plans—along with fully-insured, self-funded, and alternative funding strategies—tailored to your budget and workforce. We also provide group life, disability, supplemental coverage, and compliance support for ERISA, COBRA, ACA, and FMLA—helping you reduce risk and stay compliant. Call 480-535-5029 or schedule a consultation to get started.