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Employee Benefits for Phoenix Businesses

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Employee Benefits for Phoenix Businesses

Home  ›  Employee Benefits

From core health coverage to specialized voluntary plans, we design benefit packages that protect your team and your bottom line.

At Mur-Zac, we don’t just provide a list of insurance products; we build strategies. In the shifting landscape of Phoenix healthcare, simply offering a plan isn't enough. Costs are rising, and regulations are tightening.

We work as your strategic partner to optimize plan design, helping you balance core health, dental and vision with voluntary and ancillary options that add value without increasing your overhead. Whether you are navigating ACA compliance or looking to attract top talent with a robust Section 125 plan, we ensure your benefits package is competitive, compliant, and cost-effective.

Ready to Build a Better Plan?

Stop guessing and start strategizing. 
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Core Benefits

A competitive recruitment strategy starts with a solid foundation. We help you secure the essential coverage your employees expect.

  • Medical Coverage: We specialize in traditional and alternative funding models specifically tailored for small to mid-sized groups (under 100 employees).
  • Dental & Vision: Provide essential wellness coverage through our partnerships with top-tier national carriers.
  • Group Life Insurance: Offer high-value protection that provides financial peace of mind for your employees' families.
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Ancillary Benefits

Enhance your benefits package and support your team's well-being without increasing your company’s direct bottom-line costs.

  • Disability (LTD/STD): Critical income protection that keeps your team financially secure during unexpected illnesses or injuries.
  • Gap Insurance: A smart, supplemental solution designed to cover high out-of-pocket medical expenses that go towards the deductible, easing the financial burden for your staff.
  • Telemedicine: Provide 24/7 access to healthcare, reducing absenteeism and improving employee productivity.
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Voluntary Benefits

These employee-paid options allow your team to customize their coverage based on their unique life stages and risk factors.

  • Supplemental Plans: Including Accident, Cancer, and Critical Illness coverage. These plans provide direct cash benefits to employees during health crises, helping cover non-medical costs like rent or groceries.
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Additional Benefits

Taking the administrative burden off your HR team.

  • Tax-Advantaged Accounts (HSA/FSA/HRA): Strategic accounts to maximize tax savings for both employer and employee.
  • Compliance (ERISA, COBRA, Section 125): We handle the "fine print" to ensure your plans remain fully compliant with state and federal laws.

Optimize Your Benefits Today

Don't let rising costs dictate your company culture. Let's design a plan that works for your budget and your people.

Mur-Zac delivers strategic employee benefits solutions for small businesses (under 100 employees) across the Phoenix market. We specialize in the small group segment, designing medical, dental, and vision plans—along with fully-insured, self-funded, and alternative funding strategies—tailored to your budget and workforce. We also provide group life, disability, supplemental coverage, and compliance support for ERISA, COBRA, ACA, and FMLA—helping you reduce risk and stay compliant. Call 480-535-5029 or schedule a consultation to get started.